Disclaimer – YHM Bank Ltd

The information provided on this website, mobile application, or any other communication channels of YHM Bank Ltd (“the Bank”) is for general informational purposes only and does not constitute financial advice, recommendation, or solicitation for any banking products or services. While the Bank strives to ensure that the content provided is accurate, complete, and up-to-date, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained therein for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

No Financial Advice
The Bank does not provide personalized financial advice through this platform. Any financial, investment, or banking decisions you make based on information on this site are your sole responsibility. Customers are encouraged to consult with qualified financial, legal, or tax professionals before making any financial decisions.

Product and Service Information
All banking products, services, and interest rates mentioned on this website or app are indicative and subject to change without notice. The Bank reserves the right to modify, amend, or discontinue any product, service, offer, or promotion at its sole discretion. Eligibility criteria, terms and conditions, fees, charges, and applicable laws govern all products and services, and these must be referred to before availing any product or service.

Third-Party Content
This platform may contain links to third-party websites or resources. YHM Bank Ltd is not responsible for the availability, accuracy, or reliability of such external sites and does not endorse or guarantee the products, services, or content offered by third parties. Users access these websites entirely at their own risk.

Security and Privacy
While the Bank adopts robust security measures to protect personal and financial information, no online platform can guarantee absolute security. Customers are responsible for safeguarding their login credentials, OTPs, and other confidential information. The Bank shall not be liable for any unauthorized access, misuse, or loss of information due to negligence or cyberattacks beyond its control.

Limitation of Liability
Under no circumstances shall YHM Bank Ltd, its directors, employees, affiliates, or agents be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this platform, including but not limited to loss of data, profit, or business opportunity, even if the Bank has been advised of the possibility of such damages.

Regulatory Compliance
All services offered by the Bank are subject to applicable banking regulations, RBI guidelines, and other statutory provisions. Nothing on this platform should be construed as a breach of any regulatory requirement or as a guarantee of approval, return, or financial gain.

Intellectual Property
All content, design, graphics, logos, trademarks, and software associated with this platform are the intellectual property of YHM Bank Ltd and/or its licensors. Unauthorized use, reproduction, distribution, or modification of such material is strictly prohibited.

Amendments
YHM Bank Ltd reserves the right to update, amend, or revise this disclaimer at any time without prior notice. Users are advised to review this disclaimer periodically to stay informed of any changes.

By accessing or using the Bank’s platforms, you acknowledge that you have read, understood, and agreed to be bound by this disclaimer. If you do not agree with any part of this disclaimer, you must immediately discontinue use of this platform.